You only go around once in life and no one wants their golden years to be a nightmare. Some people go through their working years living paycheck to paycheck never thinking that as they age, or if something changes in their life, they will no longer be able to produce at their current level, yet they choose to consume rather than strategize and save. Where will you be in the future when you have a fraction of your current energy, yet the cost of living climbs ever higher? Will government safety nets be enough? Will they even exist when you reach the “age of entitlement?” Sadly, most people spend more time planning a two-week vacation than their many years of retirement.
Maybe you’re more proactive than that, but how much of the retirement you thought you had is subject market volatility, loads, management fees, (those pesky charges you pay whether your account makes money or loses it) or excessive taxation? We strongly believe in helping our clients do what is necessary now, so when they arrive at that stage in their life when they need real security, that security is there.
One of the most vital components of a solid retirement plan is it has to be realistic and achievable. Above all else, we are realistic and honest with our clients; this is a must. Until we combine these factors, we cannot move ahead with a plan they can count on or believe in. There is only one thing worse than not having a plan and that is to be under the assumption that an unrealistic plan is actually going to produce a desired result. No one wants to get to the point in life where they can no longer do something about it and discover that they are in a place they really never wanted to be.
Our top priority is helping our clients know exactly where they are now and where they are going.
We utilize the finest financial products and plan design available in order to assist our clients. Most of the products we have access to carry NO management fees.
We have a flawless record of resourcefulness and trust with our clients, so they may experience an increasing sense of security as the years pass from now to golden.
Neither Legacy Accounting and Financial Services, PLLC, nor any of its affiliated agents are attorneys or securities advisors. For specific tax, legal or investment advice, please consult with the appropriate professional. Past performance is not a guarantee of future returns.